:root{--navy:#162035;--navy-2:#1f2c48;--ink:#1c2233;--muted:#525b70;--red:#c8202f;--red-d:#a31a26;--gold:#ebc998;--gold-d:#d8ae72;--cream:#fbf6ee;--line:#e6dfd2;--white:#fff;--radius:14px;--shadow:0 10px 30px rgba(22,32,53,.10);
font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;color:var(--ink);background:var(--white);font-size:17px;line-height:1.6;padding-bottom:76px}
img,svg{max-width:100%}
a{color:var(--navy)}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
h2{font-size:clamp(1.6rem,4.5vw,2.3rem);letter-spacing:-.01em}
h3{font-size:1.12rem}
p{margin:0 0 1em}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--navy);padding:10px 14px;z-index:100;font-weight:700}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid #2563eb;outline-offset:2px;border-radius:4px}
.adbar{background:var(--navy);color:#d9deea;font-size:.78rem;text-align:center;padding:5px 12px;letter-spacing:.02em}
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);min-width:0}
.logo-mark{width:40px;height:40px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.15;min-width:0}
.brand-text strong{font-size:1.15rem;letter-spacing:-.01em}
.brand-text small{font-size:.74rem;color:var(--muted)}
.top-nav{display:flex;align-items:center;gap:14px}
.lang{font-size:.9rem;font-weight:600;text-decoration:none;color:var(--navy);padding:8px 4px}
.lang:hover{text-decoration:underline}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;text-decoration:none;border-radius:999px;padding:12px 20px;border:2px solid transparent;cursor:pointer;line-height:1.2;text-align:center}
.btn .ico{width:20px;height:20px;flex:none}
.btn-call{background:var(--red);color:#fff}
.btn-call:hover{background:var(--red-d)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-d)}
.btn-sm{padding:9px 14px;font-size:.92rem}
.btn-lg{padding:15px 24px;font-size:1.05rem}
.btn-block{width:100%}
.hero{background:radial-gradient(1200px 500px at 85% -10%,#2b3a5e 0%,rgba(43,58,94,0) 60%),var(--navy);color:#eef1f7;padding:40px 0 48px}
.hero-in{display:grid;gap:28px}
.eyebrow{display:inline-block;background:rgba(235,201,152,.15);color:var(--gold);font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:16px}
.hero h1{color:#fff;font-size:clamp(1.9rem,6.4vw,3.15rem);letter-spacing:-.02em;margin-bottom:.45em}
.hero h1 span{display:block;color:var(--gold)}
.lead{font-size:1.12rem;color:#d9deea;max-width:40em}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 18px}
.cta-row .btn{flex:1 1 240px}
.trust{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 20px;font-weight:600;font-size:.95rem}
.trust li{display:flex;align-items:center;gap:6px}
.ci{width:18px;height:18px;color:var(--gold);flex:none}
.hero-card{background:var(--white);color:var(--ink);border-radius:var(--radius);padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.25);border-top:5px solid var(--gold)}
.hero-card h2{font-size:1.3rem}
.mini-list{margin:0 0 14px;padding:0;list-style:none}
.mini-list li{padding:8px 0 8px 28px;border-bottom:1px solid var(--line);position:relative}
.mini-list li::before{content:"";position:absolute;left:4px;top:15px;width:10px;height:10px;border-radius:50%;background:var(--red)}
.hero-card .btn{width:100%}
.section{padding:56px 0}
.section-cream{background:var(--cream)}
.section-navy{background:var(--navy);color:#e3e7f0}
.section-navy h2,.section-navy h3{color:#fff}
.kicker{color:var(--red);font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:.82rem;margin-bottom:.4em}
.section-lead{color:var(--muted);max-width:44em;margin-bottom:28px}
.grid{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.problems{grid-template-columns:1fr}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:18px 18px 16px;display:grid;grid-template-columns:48px 1fr;column-gap:14px;align-items:start}
.card h3{margin:2px 0 4px}
.card p{grid-column:2;margin:0;color:var(--muted);font-size:.96rem}
.pi-wrap{grid-row:span 2;width:48px;height:48px;border-radius:12px;background:#fdf0e6;color:var(--red);display:flex;align-items:center;justify-content:center}
.pi{width:28px;height:28px}
.rights{display:grid;gap:16px;margin-top:24px;align-items:start}
.right{background:var(--white);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);position:relative}
.right .num{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;align-items:center;justify-content:center;margin-bottom:10px}
.cite{font-size:.86rem;color:var(--muted);border-left:3px solid var(--gold);padding-left:10px;margin:0}
.note{margin-top:22px;font-size:.92rem;color:var(--muted)}
.steps{list-style:none;counter-reset:s;margin:24px 0 0;padding:0;display:grid;gap:14px}
.steps li{counter-increment:s;background:var(--cream);border-radius:var(--radius);padding:20px 20px 16px 72px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps p{margin:0;color:var(--muted)}
.how{grid-template-columns:1fr;margin-top:20px}
.how li{background:var(--navy-2);border-radius:var(--radius);padding:20px;border-top:3px solid var(--gold)}
.how p{margin:0;color:#c9d0de}
details{border-bottom:1px solid var(--line);padding:4px 0}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 32px 14px 0;list-style:none;position:relative;font-size:1.05rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:1.5rem;color:var(--red);font-weight:400}
details[open] summary::after{content:"–"}
details p{color:var(--muted)}
.form-wrap{display:grid;gap:28px}
.intake{background:var(--white);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.intake button[disabled]{opacity:.7;cursor:wait}
.field{margin:0 0 16px;border:0;padding:0;min-width:0}
.field-row{display:grid;gap:0 14px}
label,legend{display:block;font-weight:700;color:var(--navy);margin-bottom:6px;font-size:.96rem}
.req{color:var(--red)}
input[type=text],input[type=tel],input[type=email],select,textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid #cfd5e1;border-radius:10px;background:#fff;color:var(--ink)}
input[type=file]{font:inherit;font-size:.92rem;max-width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--navy)}
.chk-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.chk{display:flex;align-items:flex-start;gap:8px;font-weight:500;color:var(--ink);background:var(--cream);border:1px solid var(--line);border-radius:10px;padding:10px;margin:0;cursor:pointer;font-size:.93rem;line-height:1.3}
.chk input{width:20px;height:20px;margin:0;flex:none;accent-color:var(--red)}
.consent{background:transparent;border:0;padding:0;font-size:.82rem;color:var(--muted);margin-bottom:16px}
.hint,.small{font-size:.84rem;color:var(--muted);margin:6px 0 0}
.form-error{background:#fde8ea;color:#8a1520;border-radius:10px;padding:10px 12px;font-weight:600}
.form-ok{background:#e7f6ec;color:#185c33;border-radius:10px;padding:10px 12px;margin-top:12px;font-weight:600}
.site-footer{background:#0f182a;color:#b9c1d3;padding:44px 0 28px;font-size:.92rem}
.site-footer a{color:#fff}
.brand-foot{color:#fff;margin-bottom:12px}
.brand-foot .brand-text small{color:#9aa4ba}
.brand-foot .logo-mark path:first-child{fill:#ebc998}
.brand-foot .logo-mark path:nth-child(2){fill:#0f182a}
.foot-grid{display:grid;gap:22px;margin-bottom:26px}
.foot-h{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}
.foot-call a{font-size:1.3rem;font-weight:800;text-decoration:none}
.disclaimer{border-top:1px solid #26314a;padding-top:20px;font-size:.8rem;color:#9aa4ba}
.disclaimer strong{color:#d9deea}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(22,32,53,.12)}
.callbar .btn{width:100%;padding:14px}
.legal-page h1{font-size:clamp(1.8rem,5vw,2.6rem)}
.legal-page h2{font-size:1.35rem;margin-top:1.4em}
@media (max-width:420px){.brand-text small{display:none}.brand-text strong{font-size:1.02rem}.logo-mark{width:34px;height:34px}.top-nav{gap:8px}.top-nav .btn-sm span{display:none}.top-nav .btn-sm{padding:10px}.chk-grid{grid-template-columns:1fr}}
@media (min-width:640px){.problems{grid-template-columns:1fr 1fr}.field-row{grid-template-columns:1fr 1fr}.how{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1.3fr 1fr 1fr}}
@media (min-width:900px){
body{padding-bottom:0}.callbar{display:none}
.hero{padding:64px 0 72px}.hero-in{grid-template-columns:1.45fr 1fr;align-items:center;gap:48px}
.problems{grid-template-columns:repeat(3,1fr)}.rights{grid-template-columns:1fr 1fr}.steps{grid-template-columns:repeat(5,1fr)}
.steps li{padding:70px 18px 18px}.steps li::before{top:18px;left:18px}
.how{grid-template-columns:repeat(4,1fr)}.form-wrap{grid-template-columns:1fr 1.5fr;align-items:start}.form-intro{position:sticky;top:96px}
.section{padding:80px 0}}
/* imágenes */
.photo-band{position:relative;background:var(--navy);overflow:hidden}
.photo-band img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;object-position:70% 50%}
.photo-band::after{content:"";position:absolute;left:0;right:0;bottom:0;height:60%;background:linear-gradient(0deg,rgba(22,32,53,.9),rgba(22,32,53,0));pointer-events:none}
.photo-band-text{position:absolute;left:0;right:0;bottom:0;z-index:1;padding-top:48px;padding-bottom:14px}
.photo-band-text p{color:#fff;font-weight:800;font-size:clamp(1.15rem,4.4vw,2rem);line-height:1.2;margin:0 0 4px;max-width:14em}
.photo-band-text small{color:#cfd6e4;font-size:.78rem}
.photo-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0 0 22px}
.photo-row figure,.form-photo{margin:0;border-radius:var(--radius);overflow:hidden;background:var(--white);border:1px solid var(--line)}
.photo-row img,.form-photo img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.photo-row figcaption,.form-photo figcaption{font-size:.9rem;font-weight:700;color:var(--navy);padding:8px 12px}
.form-photo{margin-top:18px}
.form-photo img{aspect-ratio:16/10}
@media (min-width:900px){
.photo-band img{aspect-ratio:auto;height:420px}
.photo-band::after{top:0;height:auto;background:linear-gradient(90deg,rgba(22,32,53,.85) 0%,rgba(22,32,53,.55) 30%,rgba(22,32,53,0) 55%)}
.photo-band-text{top:0;bottom:0;display:flex;flex-direction:column;justify-content:center;padding-top:0}
.photo-band-text p{font-size:2.2rem}
.photo-row{grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:28px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}